Turning 65 is a milestone — but for many people, it also comes with confusion, stress, and a flood of mail about Medicare. If you’re not sure where to start, you’re not alone. Here’s what you actually need to know — in plain English. What Is Medicare? Medicare is a federal health insurance program primarily for people age 65 and older. It’s broken into parts, and each part covers something different. Part A – Hospital insurance Part B – Medical insurance (doctors, outpatient